Residential & Commercial Property Lending

SME Finance Group arranges facilities that provides the most competitive home, commercial and industrial mortgage interest rates available. 

With over 30 years’ experience in arranging funding for residential and commercial property we have established one of the most diverse panels of lenders to enable us to fund any opportunity regardless of the circumstances. Whether it be the purchase of your first home through to large commercial acquisition or a refinance of your portfolio we will provide you with the most competitive rate backed by personal service from time of enquiry through to settlement.

Some reasons why you should consider a refinance are:

  • Achieve a lower interest rate
  • Change your loan type
  • Contemplating a renovation or purchase of an investment property
  • Your circumstances have changed.

We offer Interest only or Principal and Interest facilities with no ongoing fees in most cases.

With one quick phone call we can make an assessment of your current circumstances and provide advice on the best loan for you.

SME Finance Group also has access to private investors and solicitor’s loans for those short term funding requirements that others will not support.  Don’t accept a rejection from your bank.  SME Finance Group has a long history of supporting customers with non-conforming loans for specific purposes.

* The interest rate quoted is subject to application and approval.

ACL #388003

Client Wins

Success Story

SME Finance Group have recently arranged funding for a customer on a luxury apartment at one of Victoria’s leading resorts.The transaction involved a leasehold property as is typical in this location. Many banks and financiers will not fund this type of property but SME Finance Group were able to arrange funding at an LVR of 80% at a very competitive interest rate. This compared favourably to a much lower LVR offered to the customer by an alternative financier.

With new developments underway in the alpine region you may be in the market for this type of investment. Contact SME Finance Group on (03) 8825 8888 to access the best funding for this type of property.

Success Story

A new client referred to SME Finance Group required funding for a retail investment property.  The client’s broker had been given a mandate to fund the property three months earlier but had been unable to secure a facility. The client was a retiree who had an additional income stream from investment properties.  Within two weeks SME Finance Group had a facility approved under a low doc loan process with an extremely competitive interest rate.  The customer proceeded with the transaction to settlement and will ask SME Finance Group to assist him with future opportunities.

Success Story

A property developer/investor had committed a majority of his funding with a leading 2nd tier bank.  The client had a property with an old dwelling he wanted to demolish and develop apartments.  His bank would not commit to the project so the client turned to SME Finance Group to provide the funding.  SME took a holistic approach to the customers portfolio resulting in three properties being financed releasing a property which could be used as support to the apartment development.  All of this was completed while achieving reductions in interest costs.  This approach allowed the development to be completed to the client’s satisfaction.

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Success Story – Cash flow loan success in the legal industry

Industry: Legal Loan approved: $100,000 Loan purpose: Working capital Recently, SME Finance Group helped a Barrister secure a cash flow loan for $100,000. It was not an easy win as the Barrister’s borrowing entity was not registered... More...

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Success story - Property Lending

Our client (67 years old) presented us with an opportunity to assist.  Since the 1970’s our client has run a very successful trading, distribution and wholesale business. He has extensive world - wide connections built over... More...

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